# myFICO Cashback — Compare Rates Across 3 Cashback Portals

> GotCashback.com tracks myFICO cashback rates across 3 cashback portals, updated 2026-08-10T19:20:37Z. Current best rate: **$20.20** via **TopCashback.com**. This page is the agent-readable version of https://www.gotcashback.com/Stores/myFICO/.

- Canonical HTML page: https://www.gotcashback.com/Stores/myFICO/
- Store website: https://myfico.com
- Data freshness: rates last checked 2026-08-10T19:20:37Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Discover myFICO cashback offers up to $20.20 from 3 trusted cashback websites.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | $20.20 |
| Portal | [TopCashback.com](https://www.gotcashback.com/Portals/TopCashback/) |
| Rate type | flat |
| Cashback link | https://www.gotcashback.com/Click/TopCashback/myFICO/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [TopCashback.com](https://www.gotcashback.com/Portals/TopCashback/) | $20.20 | — | — | https://www.gotcashback.com/Click/TopCashback/myFICO/ |
| [Rakuten](https://www.gotcashback.com/Portals/rakuten/) | $12.50 | — | — | https://www.gotcashback.com/Click/rakuten/myFICO/ |
| [CapitalOne Shopping](https://www.gotcashback.com/Portals/capitalone-shopping/) | $7 | — | — | https://www.gotcashback.com/Click/capitalone-shopping/myFICO/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.com/Stores/myFICO/History/Json/year/
- Last 30 days: https://www.gotcashback.com/Stores/myFICO/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to myFICO from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## FAQ

**How does earning cashback through cashback portals work for myFICO?**
When you click on a cashback offer on a cashback portal like SimplyBestCoupons.com and make a purchase on myFICO, the cashback portal earns a commission and shares a portion of that commission with you as cashback.

**Are there any requirements to earn cashback on myFICO through cashback portals?**
Typically, you need to click on the cashback offer on the cashback portal before making a purchase on myFICO to qualify for cashback. Additionally, make sure to follow any specific terms and conditions of the cashback offer.

**How long does it take for cashback from myFICO purchases to show up in my cashback portal account?**
The time it takes for cashback to appear in your cashback portal account after making a purchase on myFICO can vary. It could be anywhere from a few hours to several days.

**Can I earn cashback on myFICO purchases using multiple cashback portals?**
No, typically you can only earn cashback from one cashback portal per purchase. If you click on multiple cashback offers from different portals, only the last one clicked before the purchase will be eligible for cashback.

**Is there a limit to the amount of cashback I can earn on myFICO purchases through cashback portals?**
There might be limits on the amount of cashback you can earn on myFICO purchases through cashback portals. Make sure to check the terms of the cashback offer for any such limitations.

**Can I combine cashback from myFICO with other discounts or promotions?**
In most cases, cashback earned through cashback portals on myFICO purchases can be combined with other discounts or promotions offered by myFICO. However, it's always a good idea to check the terms and conditions of both the cashback offer and the discounts/promotions.

**What should I do if my cashback from a myFICO purchase doesn't show up in my cashback portal account?**
If you don't see your cashback from a myFICO purchase in your cashback portal account within a reasonable timeframe, you should reach out to the cashback portal's customer support for assistance.

**Do I need to have an account with myFICO to earn cashback through cashback portals?**
Yes, you will typically need to have an account with myFICO to make purchases and earn cashback through cashback portals. Ensure that you are logged in to your myFICO account before completing your purchase.

**Are there any product exclusions for earning cashback on myFICO purchases through cashback portals?**
Certain products or services on myFICO may be excluded from earning cashback through cashback portals. Refer to the specific terms of the cashback offer for any excluded items.

**Can I earn cashback on myFICO purchases through cashback portals on mobile devices?**
Yes, you should be able to earn cashback on myFICO purchases through cashback portals using a mobile device as long as you access the cashback portal's website or app on your mobile device before making the purchase.

**Do I need to provide any personal information to the cashback portal to earn cashback on myFICO purchases?**
You may need to provide some personal information to the cashback portal to create an account and receive cashback. However, the cashback portal should not request any sensitive information like your credit card details for earning cashback.

**How can I track my cashback earnings from myFICO purchases through cashback portals?**
Most cashback portals provide a dashboard or section where you can track your cashback earnings from various purchases, including those made on myFICO. Log in to your cashback portal account to view your earnings.

**Is there a fee or cost associated with earning cashback on myFICO purchases through cashback portals?**
Generally, there is no fee or cost to earn cashback on myFICO purchases through cashback portals. Cashback portals make money through affiliate commissions and share a portion of that with you as cashback.

**Can I earn cashback on myFICO subscriptions or recurring payments through cashback portals?**
It depends on the specific cashback offer and the terms set by myFICO. Some cashback offers may include cashback for subscriptions or recurring payments, while others may exclude them. Check the details of the cashback offer for clarity.

**What happens if I return a product I purchased on myFICO that earned me cashback through a cashback portal?**
If you return a product that earned you cashback through a cashback portal on myFICO, the cashback amount associated with that purchase may be reversed or deducted from your cashback earnings. The exact policy can vary, so check with the cashback portal for more information.

**Are there any age restrictions for earning cashback on myFICO purchases through cashback portals?**
Generally, there are no age restrictions for earning cashback on myFICO purchases through cashback portals. Anyone eligible to make purchases on myFICO can usually earn cashback through the corresponding cashback offers.

**Do I need to have cookies enabled on my browser to earn cashback through cashback portals for myFICO?**
Yes, having cookies enabled on your browser is important for tracking your cashback earnings through cashback portals. Make sure cookies are enabled and avoid using incognito mode when making purchases to ensure proper tracking.

**Can I earn cashback on myFICO purchases through cashback portals if I use ad blockers?**
Using ad blockers may disrupt the tracking process that cashback portals use to attribute cashback earnings to your account. It's recommended to disable ad blockers when accessing cashback portals and making purchases to ensure accurate cashback tracking.

**Are there any restrictions on the payment methods I can use to earn cashback on myFICO through cashback portals?**
Payment method restrictions may vary depending on the cashback offer and the policies of both the cashback portal and myFICO. Generally, common payment methods like credit cards and PayPal are accepted, but always verify the specifics of the cashback offer.

**Can I earn cashback on myFICO purchases through cashback portals if I have ad-blocking software installed?**
Ad-blocking software can interfere with the proper tracking of cashback transactions through cashback portals. It's advisable to disable ad-blocking software or whitelist the cashback portal's website to ensure seamless cashback earning on myFICO purchases.

## Related

- All stores index (HTML): https://www.gotcashback.com/Stores/
- Site index for agents: https://www.gotcashback.com/llms.txt
- Similar stores (agent-readable): [Nolo](https://www.gotcashback.com/Stores/Nolo/llms.txt), [Credit Karma](https://www.gotcashback.com/Stores/Credit-Karma/llms.txt), [Smart credit](https://www.gotcashback.com/Stores/Smart-credit/llms.txt)

---
*Machine-readable metadata*

```json
{
  "type": "CashbackStoreOffer",
  "store": "myFICO",
  "storeUrl": "https://myfico.com",
  "canonical": "https://www.gotcashback.com/Stores/myFICO/",
  "lastUpdated": "2026-08-10T19:20:37Z",
  "bestRate": {
    "advertised": "$20.20",
    "flatAmount": 20.2000,
    "tiered": false,
    "portal": "TopCashback.com",
    "portalUrl": "https://www.gotcashback.com/Portals/TopCashback/",
    "clickUrl": "https://www.gotcashback.com/Click/TopCashback/myFICO/"
  },
  "portalCount": 3,
  "portals": [
    {
      "name": "TopCashback.com",
      "rate": "$20.20",
      "flatAmount": 20.2000,
      "tiered": false,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.com/Click/TopCashback/myFICO/"
    },
    {
      "name": "Rakuten",
      "rate": "$12.50",
      "flatAmount": 12.5000,
      "tiered": false,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.com/Click/rakuten/myFICO/"
    },
    {
      "name": "CapitalOne Shopping",
      "rate": "$7",
      "flatAmount": 7.0000,
      "tiered": false,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.com/Click/capitalone-shopping/myFICO/"
    }
  ]
}
```