# Factor Cashback — Compare Rates Across 12 Cashback Portals

> GotCashback.com tracks Factor cashback rates across 12 cashback portals, updated 2026-07-23T20:46:35Z. Current best rate: **$15** via **Rakuten**. This page is the agent-readable version of https://www.gotcashback.com/Stores/Factor/.

- Canonical HTML page: https://www.gotcashback.com/Stores/Factor/
- Store website: https://factor75.com
- Data freshness: rates last checked 2026-07-23T20:46:35Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Discover Factor cashback offering of up to up to 3000 points from 12 trusted cashback websites.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | $15 |
| Portal | [Rakuten](https://www.gotcashback.com/Portals/rakuten/) |
| Rate type | flat |
| Cashback link | https://www.gotcashback.com/Click/rakuten/Factor/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [Rakuten](https://www.gotcashback.com/Portals/rakuten/) | $15 | — | — | https://www.gotcashback.com/Click/rakuten/Factor/ |
| [TopCashback.com](https://www.gotcashback.com/Portals/TopCashback/) | $10.10 | — | — | https://www.gotcashback.com/Click/TopCashback/Factor/ |
| [BeFrugal](https://www.gotcashback.com/Portals/befrugal/) | $5 | — | — | https://www.gotcashback.com/Click/befrugal/Factor/ |
| [GoCashBack](https://www.gotcashback.com/Portals/gocashback/) | $4 | — | — | https://www.gotcashback.com/Click/gocashback/Factor/ |
| [Barclaycard RewardsBoost](https://www.gotcashback.com/Portals/Barclaycard-RewardsBoost/) | 3000 points | — | — | https://www.gotcashback.com/Click/Barclaycard-RewardsBoost/Factor/ |
| [Chase Ultimate Rewards](https://www.gotcashback.com/Portals/chase-ultimate-rewards/) | 2400 pts | — | — | https://www.gotcashback.com/Click/chase-ultimate-rewards/Factor/ |
| [Alaska Mileage Plan](https://www.gotcashback.com/Portals/AlaskaMileagePlan/) | 2200 points | — | — | https://www.gotcashback.com/Click/AlaskaMileagePlan/Factor/ |
| [American AAdvantage](https://www.gotcashback.com/Portals/AmericanAAdvantage/) | 2200 miles | — | — | https://www.gotcashback.com/Click/AmericanAAdvantage/Factor/ |
| [Southwest Rapid Rewards](https://www.gotcashback.com/Portals/SouthestRapidRewards/) | 2100 pts | — | — | https://www.gotcashback.com/Click/SouthestRapidRewards/Factor/ |
| [Delta SkyMiles Shopping](https://www.gotcashback.com/Portals/Delta-SkyMiles/) | 1800 miles | — | — | https://www.gotcashback.com/Click/Delta-SkyMiles/Factor/ |
| [United Airlines MileagePlus Shopping](https://www.gotcashback.com/Portals/united-airlines-mileageplus/) | 1600 miles | — | — | https://www.gotcashback.com/Click/united-airlines-mileageplus/Factor/ |
| [USAA MemberShop](https://www.gotcashback.com/Portals/usaa-mall/) | $30 | — | — | https://www.gotcashback.com/Click/usaa-mall/Factor/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.com/Stores/Factor/History/Json/year/
- Last 30 days: https://www.gotcashback.com/Stores/Factor/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to Factor from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## FAQ

**What is Factor cashback and how does it work?**
Factor cashback is a reward scheme where users can earn money back on their online purchases. Cashback portals like SimplyBestCoupons.com offer users a percentage of their purchase amount back as cashback.

**How do I earn Factor cashback through cashback portals?**
To earn Factor cashback through cashback portals, users need to first create an account on the cashback portal. Then, they have to visit the desired online retailer through the portal and make a purchase. The cashback amount is then credited to their account.

**Is Factor cashback the same as discounts or coupons?**
Factor cashback is different from discounts and coupons. While discounts and coupons reduce the purchase price upfront, cashback provides a percentage of the purchase amount back to the user after the transaction is completed.

**Are there any fees associated with earning Factor cashback?**
Most cashback portals do not charge any fees for earning cashback. Users can earn cashback on their purchases without any additional costs. However, it's important to check the terms and conditions of the cashback portal for any specific fee information.

**How long does it take to receive Factor cashback after a purchase?**
The time taken to receive Factor cashback after a purchase varies among cashback portals. Some portals offer instant cashback, while others may take a few days or weeks to credit the cashback amount to the user's account.

**Can I earn Factor cashback on all my online purchases?**
Users can earn Factor cashback on most of their online purchases made through cashback portals. However, some exclusions may apply, such as certain product categories or retailers that do not offer cashback.

**What happens if my Factor cashback is not tracked or credited?**
If a user's Factor cashback is not tracked or credited after a purchase, they can usually file a cashback claim with the customer support of the cashback portal. Providing the necessary details about the transaction can help resolve the issue.

**Is Factor cashback taxable income?**
In most cases, Factor cashback earned through cashback portals is considered a rebate rather than taxable income. It is recommended to consult with a tax professional to understand any tax implications related to cashback earnings.

**Can I combine Factor cashback with other discounts or promotions?**
In many cases, users can combine Factor cashback with other discounts or promotions offered by the online retailer. This allows users to maximize their savings by stacking discounts along with earning cashback.

**How can I maximize my Factor cashback earnings?**
To maximize Factor cashback earnings, users can keep an eye out for special promotions, bonus cashback offers, and increased cashback rates on specific retailers. Additionally, using cashback credit cards can boost overall cashback earnings.

**Are there any restrictions on using Factor cashback rewards?**
Factor cashback rewards earned through cashback portals usually come with few restrictions. Users can typically redeem their cashback rewards as cash, gift cards, or through other redemption options specified by the cashback portal.

**Do I need to reach a minimum threshold to redeem my Factor cashback?**
Most cashback portals have a minimum threshold that users need to reach before they can redeem their Factor cashback. This threshold varies among portals and can typically be cashed out via PayPal, bank transfer, or other payment methods.

**Can Factor cashback be earned on mobile purchases?**
Yes, users can earn Factor cashback on their mobile purchases made through cashback portals. Many cashback portals offer mobile apps or mobile-friendly websites for users to shop and earn cashback on the go.

**What security measures are in place to protect Factor cashback earnings?**
Cashback portals like SimplyBestCoupons.com employ encryption and other security measures to protect users' Factor cashback earnings and personal information. Users should ensure they are using secure connections and avoid sharing sensitive details.

**Are there any limits on how much Factor cashback I can earn?**
Most cashback portals do not impose limits on how much Factor cashback users can earn. Users can continue to earn cashback on their purchases as long as they adhere to the terms and conditions of the cashback portal.

**Can I earn Factor cashback on international purchases?**
Users can earn Factor cashback on international purchases through participating cashback portals. However, it's essential to check the cashback rates and terms for international purchases as they may vary from domestic purchases.

**Do Factor cashback rates vary depending on the retailer?**
Yes, Factor cashback rates can vary depending on the retailer and product category. Different retailers offer different cashback rates, and some may even provide special promotions with increased cashback rates for a limited time.

**How can I stay updated on the latest Factor cashback deals and offers?**
Users can stay updated on the latest Factor cashback deals and offers by subscribing to the newsletters of cashback portals, following them on social media, or regularly visiting the portal's website for new promotions and deals.

**What should I do if I encounter issues with my Factor cashback earnings?**
If users face any issues with their Factor cashback earnings, such as missing cashback or incorrect amounts, they should promptly contact the customer support of the cashback portal. Providing relevant details can help in resolving such issues efficiently.

**Can I earn Factor cashback on purchases made with gift cards or store credits?**
Factor cashback is typically earned on purchases made using eligible payment methods specified by the cashback portal. In some cases, purchases made with gift cards or store credits may not be eligible for earning cashback.

## Related

- All stores index (HTML): https://www.gotcashback.com/Stores/
- Site index for agents: https://www.gotcashback.com/llms.txt
- Same store in other countries: [Factor (Netherlands)](https://www.gotcashback.nl/Stores/Factor/llms.txt), [Factor (Canada)](https://ca.gotcashback.com/Stores/Factor/llms.txt)

---
*Machine-readable metadata*

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  "storeUrl": "https://factor75.com",
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      "name": "Southwest Rapid Rewards",
      "rate": "2100 pts",
      "flatAmount": 2100.0000,
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      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.com/Click/SouthestRapidRewards/Factor/"
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      "url": "https://www.gotcashback.com/Click/Delta-SkyMiles/Factor/"
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      "rate": "1600 miles",
      "flatAmount": 1600.0000,
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      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.com/Click/united-airlines-mileageplus/Factor/"
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      "name": "USAA MemberShop",
      "rate": "$30",
      "flatAmount": 30.0000,
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```