BeFrugal vs TopCashback.com: Which Cashback Portal Pays More?
Cashback rates from BeFrugal and TopCashback.com, compared across every store both portals cover.
The verdict
TopCashback.com — BeFrugal 16.6%, TopCashback.com 80.5%, 2.9% Tied
Who pays more, and how often
 BeFrugal | TopCashback.com | |
|---|---|---|
| Pays more at | 303 (16.6%) | 1466 (80.5%) |
| Average advantage when ahead | +4.04% | +1.70% |
| Stores with live rates | 3362 | 6555 |
| Only on this portal | 1103 | 4296 |
429 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
9 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where BeFrugal pays more
| Store | BeFrugal | TopCashback.com | Advantage |
|---|---|---|---|
| SKYLUM | 35% | 20.20% | +14.8% |
| Onnit | 20% | 6.06% | +13.94% |
| illesteva | 15% | 3.03% | +11.97% |
| Italist | 20% | 10.10% | +9.9% |
| No Nonsense | 20% | 10.10% | +9.9% |
| LifeStride | 12% | 3.03% | +8.97% |
| Moroccanoil | 12% | 4.04% | +7.96% |
| Quay Australia | 10% | 3% | +7% |
| eCosmetics | 8% | 1.01% | +6.99% |
| Junk Food Clothing | 10% | 3.03% | +6.97% |
| Pit Boss Grills | 10% | 3.03% | +6.97% |
| PatPat | 13% | 6.06% | +6.94% |
| OutdoorMaster | 15% | 8.08% | +6.92% |
| Nearly Natural | 8% | 2.02% | +5.98% |
| Aeropostale | 10% | 4.04% | +5.96% |
Top stores where TopCashback.com pays more
| Store | BeFrugal | TopCashback.com | Advantage |
|---|---|---|---|
| ExpressVPN | 35% | 120% | +85% |
| Wondershare | 3% | 35.35% | +32.35% |
| Visible Wireless | $2 | $30 | +28.00 |
| Central Vapors | 3% | 30.30% | +27.3% |
| U Beauty | 3% | 25.25% | +22.25% |
| Make Up For Ever | 5% | 25.25% | +20.25% |
| Total Wireless | $10 | $25.25 | +15.25 |
| ContactsDirect.com | 10% | 22% | +12% |
| Lucyd | 4% | 15.15% | +11.15% |
| Ole Henriksen | 4% | 15.15% | +11.15% |
| SilverJeans | 4% | 15.15% | +11.15% |
| Wrangler | 2% | 13.13% | +11.13% |
| Marc Jacobs | 1% | 11.11% | +10.11% |
| Plant Therapy | 1.5% | 11.11% | +9.61% |
| ReVive Skincare | 3% | 12.12% | +9.12% |
Who wins for which store type
| Category | Stores | BeFrugal | TopCashback.com |
|---|---|---|---|
| Clothing | 236 | 46 | 175 |
| Shoes & Footwear | 123 | 23 | 92 |
| Beauty & Personal Care | 115 | 24 | 88 |
| Women's Clothing | 98 | 21 | 77 |
| Electronics | 73 | 8 | 62 |
| Health & Wellness | 72 | 16 | 56 |
| Beauty | 62 | 8 | 52 |
| Home Decor | 54 | 9 | 45 |
| Sportswear | 48 | 11 | 34 |
| Jewelry | 47 | 6 | 40 |
| Sporting Goods | 47 | 10 | 36 |
| Pet Supplies | 45 | 8 | 35 |
| Home & Garden | 39 | 10 | 29 |
| Furniture | 36 | 8 | 27 |
| Vitamins & Supplements | 36 | 7 | 29 |
| Home Improvement | 23 | 2 | 21 |
| Toys & Games | 22 | 3 | 19 |
| Eyewear | 21 | 3 | 18 |
| Office Supplies | 17 | 3 | 11 |
| Software | 14 | 1 | 13 |
| Sports & Outdoors | 10 | 2 | 8 |
Side by side
| BeFrugal | TopCashback.com | |
|---|---|---|
| Sign-up bonus | $10 | $5 |
| Payment methods | PayPal, Direct deposit, Gift card, Zelle | PayPal, Direct deposit, Gift card |
Payout terms as published by each portal. Check the portal's own terms before relying on them.
BeFrugal vs TopCashback.com cashback frequently asked questions
Across the 1,821 stores both portals cover with directly comparable rates, BeFrugal currently pays more at 16.6% of them and TopCashback.com at 80.5%. Which is better for you depends on where you shop - the store tables above break it down.
BeFrugal pays more at 16.6% of shared stores, by 4.04 percentage points on average when it does. TopCashback.com pays more at 80.5%, by 1.70 points. Winning more often and winning by more are not the same thing.
BeFrugal has live rates at 3,362 stores and TopCashback.com at 6,555. But 1,103 are only on BeFrugal and 4,296 only on TopCashback.com, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 2,259 stores both portals cover, 429 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 9 because one pays a flat amount against a percentage. That leaves 1,821 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
BeFrugal offers $10 and TopCashback.com offers $5. A sign-up bonus is one-off, though — the rate difference above repeats on every order.
Methodology
Based on 1821 overlapping stores where both portals quote directly comparable rates. Rates verified November 10, 2026.